Effective Date: 05.03.2025.
Last Updated: 05.03.2025.
Welcome to blogtowealth.com! These Terms and Conditions govern your use of this website, operated by DIGITAL 24 (owned by Dijana Korenčić), based in Zagreb, Croatia. By accessing or using our website, you agree to comply with these Terms and Conditions. If you do not agree, please refrain from using our website.
1. General Information
This website is designed for informational and educational purposes, focusing on blogging, digital marketing, affiliate marketing, and financial freedom strategies. The content provided is based on personal experiences and research, but it does not constitute financial, legal, or professional advice.
2. Legal Compliance
As a business registered in Croatia, we comply with:
- The Electronic Commerce Act (Zakon o elektroničkoj trgovini, NN 173/03, 67/08, 36/09, 130/11, 30/14, 32/19)
- The Consumer Protection Act (Zakon o zaštiti potrošača, NN 19/22, 59/23)
- The General Data Protection Regulation (GDPR – Regulation (EU) 2016/679)
- Other applicable EU and Croatian laws
3. Affiliate Disclosure
Some links on this website may be affiliate links, meaning we may earn a commission if you purchase through them. However, we only promote products and services we trust and believe provide value to our audience. Your support through these links helps sustain our content creation.
4. Intellectual Property
All content, including text, graphics, logos, and digital products available on blogtowealth.com, is owned by DIGITAL 24, vl. Dijana Korenčić or used with permission. Unauthorized reproduction, distribution, or modification is strictly prohibited.
5. User Responsibilities
By using this website, you agree:
- To use the website in compliance with applicable laws.
- Not to engage in any unlawful, abusive, or harmful activities.
- Not to distribute, copy, or exploit the website’s content without permission.
- To provide accurate information if required (e.g., when making purchases or signing up for newsletters).
6. Liability Disclaimer
We strive to provide accurate, up-to-date information, but we do not guarantee the accuracy, reliability, or completeness of any content. Blogtowealth.com and its owners shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the website.
7. Privacy & Cookies
We respect your privacy and process personal data in compliance with GDPR and Croatian law. Please review our Privacy Policy and Cookie Policy for more details on how we handle your data.
8. Payment & Refund Policy
- All digital product purchases are final and non-refundable due to their instant access nature.
- If you experience issues accessing your purchase, please contact us at dijana@blogtowealth.com.
9. Third-Party Services
We use third-party platforms such as WordPress, Hostinger, Pinterest, Meta (Facebook & Instagram), and Google Analytics. These services have their own policies, and we are not responsible for their practices.
10. Amendments to These Terms
We may update these Terms and Conditions from time to time. Any changes will be posted on this page, and by continuing to use the website, you accept the updated terms.
11. Contact Information
If you have any questions about these Terms, please contact us at:
- Email: dijana@blogtowealth.com
- Business Name: DIGITAL 24, trade for services and trade, vl. Dijana Korenčić
- Address: Ivice Drmića 8, 10000 Zagreb, Croatia
By using blogtowealth.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.